Mortgage credit analyst
Brussels
Open-ended
Selection & Interim
Our client is the market leader in the Belgian credit brokerage market and focuses on individuals. The company offers its customers a full range of home loans They all guarantee a cordial and personalized service. Through its range of safe, simple and transparent financial products, the company builds a long-term relationship of trust with its customers. Do you want to grind part of it?
Description
- Screening the feasibility of the credit file based on the information obtained from the broker.
- Reviewing the documents in the credit file.
- Analyzing the application and the credit risk.
- Providing a reasoned opinion by weighing the positive and negative elements in a file.
- Deciding a credit file within the limits of the authorized decision-making authority.
- Communicating and defending the decision to the credit brokers, striving for a balance between the underwriting policy and commercial desires.
- Complete and correct input into the management tool of all dossier data and administrative follow-up of the dossier up to the drafting of the acceptance letter.
- Maintaining telephone contacts with the brokers and the commercial line as part of the processing of their submitted credit files.
Your profile
- You preferably have a bachelor's or master's degree in an economics or finance field.
- Experience with credit analysis is a necessity.
- You are fluent in Microsoft Office programs.
- You have a very good knowledge of Dutch and French, both oral and written.
- You are flexible.
- You are both analytical and commercial.
- You are communicative and can convince others.
- You have a good dose of team spirit, creativity, insight and perseverance.
- You are stress resistant and set high standards for your own performance.
Offer
You can enjoy an attractive salary, complemented by a lot of extra-legal benefits such as:- Monthly salary indication: € 4001 - € 6000
- 13th month (year-end bonus),
- double vacation pay,
- meal vouchers of 8 euros per day worked,
- public transport pass paid for entirely by the employer,
- laptop and internet allowance of 20 euros net per month,
- home working allowance of 7.50 euros net per home working day,
- eco vouchers of 250 euros net per year,
- sports and culture vouchers 100 euros net per year,
- free DKV hospitalization insurance + free insurance for outpatient expenses and dental care,
- group insurance (including a pension plan, fully paid by the company),
- on top of the 20 legal vacation days, you get 11 extra vacation days (ADV days) and 4 bank holidays,
- etc.
